Finance
Financing built for boats.
Financing a boat is not the same as financing a car. The loan runs longer, the lender wants to know the boat, and a bank that finances cars all week can take days to work out what a hull identification number is. Flying Bridge sends one secure application to lenders who finance boats every day, through AppOne, our lending partner. Your information goes to them encrypted; it never sits on this website.
Most people finish the application in ten to fifteen minutes and have a rate, term and monthly payment back within one business day. No fee to apply, no obligation to accept, and no charges introduced later.
Rather talk first? Call 774-255-3457. A salesperson will walk you through it before you fill in a single field.
Estimate your payment
Enter a price, choose the down payment and the term, and see a monthly payment at the lender tier rate for the amount financed. The application gives you the real rate and term.
Full payment calculatorEstimate your monthly payment
Create a free account to use the payment calculator and see payments on any boat.
Estimated payments use the down payment and term shown and a typical lender rate for the amount financed. They are estimates, not an offer of credit. Rates, terms and approval are set by the lender and depend on credit, the boat and the loan amount.
Common questions
Will applying hurt my credit?
One application produces one hard inquiry, shared across the lenders AppOne submits to. Several applications to several banks would each produce their own.
How much do I need to put down?
It depends on the lender, the boat and your credit. Ask us before you apply and we will tell you what the lenders are asking for on boats like yours.
How long can the loan run?
Terms run from 120 to 240 months. Longer terms lower the payment and raise the total interest paid.
Can I finance a brokerage boat?
Yes. Lenders finance pre-owned boats; age and condition affect the term and rate, and some lenders ask for a survey on older boats.
Can I pay it off early?
Most marine loans allow it. Ask the lender to confirm before you sign; any prepayment terms will be in the loan documents.
Do I need insurance?
Yes, before delivery. Lenders require the boat to be fully insured with the lender named on the policy.
Flying Bridge Marina is a dealer, not a lender. Rates and terms are set by the lender and depend on your credit profile, the boat and the loan amount. Flying Bridge Marina is an Equal Credit Opportunity dealer.